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BANKING
Banks and bank accounts are regulated by both state and federal
statutory law. Bank accounts may be established by national and
state chartered banks and savings associations. All are
regulated by the law under which they were established.
Banking
Until the early 1980's interest rates on bank accounts were
regulated and controlled by the national government. A ceiling
existed on interest rates for savings accounts.
Bank Loan Data Now Online ·
Information about World Bank loans previously
available only to borrowing countries is now public.In 1987, Congress passed the Expedited
Funds Availability
Act, which limits the length of time that a financial
institution may hold the funds from a deposited check.The law
balances the risks that a financial institution faces from an
uncollected check with the needs of customers and depositors.
Banking Helpful guide to money market accounts,
checking accounts, savings accounts, certificates of deposit,
debit cards, bank accounts, banking in the US.
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